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Finance options to suit you

Interest-free ways to spread the cost

Pay the way that works for you with finance options when you spend £30 or more

Klarna’s Pay in 3 instalments are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply

Paypal Pay in 3 is an unregulated credit agreement. Consider if your purchase is affordable and how you will repay. May make other borrowing more difficult or expensive. Subject to status and approval. 18+ UK residents only. See product terms for more details

12 months’ interest-free credit is provided by the lender Creation Consumer Finance Ltd. Dunelm is a credit broker, not a lender. Credit is subject to status. T&Cs apply

How to use the option you choose

Select the finance option you want as your payment method when you check out.

You’ll go through a short application process, and a credit check may be carried out.

If your application’s accepted, you’ll be taken through how to set up an account if you need to – then you can complete your order.

You’ll be asked to confirm you’re at least 18 years old and a UK resident. For the 12 months’ interest-free credit option, you’ll need an income of at least £10,000 a year and to have been a UK resident for three years or more.

You can find full information on the different ways to spread the cost, how to apply and who to contact with any queries, on our FAQs page

FIND OUT MORE HERE

We want to help you create a home you love, affordably – and responsibly. Please check you’ll be able to make your monthly repayments on time before you apply for any finance options